Are you interested in credit risk and eager to gain experience in programming? 

Do you know SQL but lack hands-on programming experience?

No worries – we’ll provide full onboarding and support in technical areas from the ground up. This role is a perfect opportunity to grow your skills in data analysis and decision systems within the credit risk domain.

In a nutshell

Primary area of focus is to lead and execute the delivery of technical solutions that are fundamental to Credit Risk (and wider), including projects and analysis activities to time sensitive deadlines. Risk System Analyst is responsible for an execution in core Risk systems, BEE and GDS, that are already used in most of markets. Risk Systems Analyst – Technical Solution is going to work as part of the Credit Risk HUB Team and IT Development Team (Credit Feature Team) supporting the entire IPF Digital business and will report directy to Senior Credit Risk Manager.

Your daily tasks:

• Support the development and implementation of risk strategies in credit risk decision engine.
• Implement credit risk rules into the system/decision engine, including SQL-based solutions for data analysis and system integrations
• Work with the Credit Feature Team (IT Development team) to create test cases and test sheets for automated testing, which provide fully consisten development with busiess expectations
• Creating and maintaining technical documentation related data flows.
• Actively participating in team meetings and contributing to the delivery of high-quality solutions
• Seek for constant improvement in decision modelling tools, practices and solutions to constantly improving the capability of credit decisions
• Contribute to prioritisation of proposed projects and ad hoc activities to ensure effective resource utilisation
• Share system knowledge and best practise with team members, to provide full developments exchange and system busiess continuity 

So, what skills, knowledge and experience do you have?

Skills

•  Solid understanding of SQL and relational databases.
• Spot issues and opportunities and acts upon them quickly!
• Flexible – happy to roll your sleeves up when needed
• Familiarity with basic programming concepts is a plus.

Knowledge

• You are eager to learn about credit risk concepts and their application in software systems.
• Knowledge and practical experience of the tools available to support the management of credit risk
• Solid work experience in a combined environment with rules harvesting, rules requirements gathering or decision modelling

Experience

• Experience of successfully implementing credit risk systems
• Experience gained within a digital financial services environment
  
  

Qualifications

• Higher education degree (computer science, mathematics, finance, or related fields are a plus).
• Understanding and demonstrable application of the basic principles of decision engine technologies; intermediate level of Excel, intermedia level of SQL

Other

• Fluent in verbal and written business English
• Able to travel internationally for business meetings as required

We offer: 
• International team & exposure
• Learning from experts in both credit risk and IT
• Full onboarding and support in technical areas
• Opportunities to grow in a dynamic fintech environment

You...

will love working at IPF Digital if you enjoy a truly international work environment and being part of an international HUB team. You like to be trusted to take responsibility for your tasks; you value friendly and open work culture and appreciate good teamwork.

We look after...
our people by providing all-you-can-eat fresh fruit daily, lunches at the expense of the company, and company parking where you can book a parking place. We support an active and healthy lifestyles and have fun team events both in the office and after work. Our employees' well-being and happiness are one of our top priorities.

Here’s how our team describes our culture:
The culture at IPFD is driven by our shared values. People are put first, we accept differences and encourage individuality. Due to our flat business structure, we enjoy  collaborating together. Enjoying some good times together is also highly encouraged!

Sounds good? We all think so at IPF Digital.

🔍 Whistleblowing

At IPF Digital, we are committed to ethical conduct and upholding our values. We are dedicated to building trust-based relationships with our customers, employees, and the communities in which we operate. To support those who wish to act with integrity, we have implemented mechanisms that allow for the reporting of any concerns related to potential risks, unethical behavior, or legal violations.

Want to report concerning behavior? Click here to report

Polish Whistleblowing Procedure